Short-term car cover

Temporary Car Insurance

Need to drive a car for a few hours, days or weeks? Temporary car insurance gives you fully comprehensive cover for exactly as long as you need — from 1 hour up to 28 days — without committing to an annual policy. Get a quote in about 60 seconds and your documents land in your inbox straight away.

Takes 60 seconds · documents emailed instantly
Cover from 1 hour to 28 days
Fully comprehensive as standard
No impact on the owner’s no-claims bonus
Documents emailed in minutes
Added to the MID automatically

When temporary car insurance makes sense

Borrowing a friend’s or family member’s car, sharing the driving on a long trip, test-driving a private sale, driving a newly bought car home before your annual policy starts, or covering your own car for a short stint — a short-term policy covers all of these. Because the policy is in your name, any incident won’t affect the car owner’s own no-claims bonus.

How cover is priced

Your price reflects the cover length, the vehicle, the type of use (personal or business) and the driver’s age. Younger drivers and larger engines cost a little more, but you only ever pay for the time you need. There are no admin fees, no auto-renewal, and what you see at checkout is what you pay.

Get covered in minutes

Enter the registration and we pull the vehicle details from the DVLA automatically. Choose how long you need, add any optional extras, pay securely by card, and your certificate and policy documents are emailed instantly. Your cover is added to the Motor Insurance Database (MID) so the car shows as insured.

Frequently asked questions

Yes. Short-term cover isn’t only for borrowed cars — you can insure your own vehicle for a short period, which is useful if your annual policy has lapsed or you only need the car occasionally.

Ready to get covered?

Fully comprehensive cover from 1 hour to 28 days, emailed in minutes.